mortgage

How Do I Get a Mortgage For a Home?

In today’s dynamic financial landscape, a mortgage is not just a debt; it’s a powerful tool that can shape your financial future. With various options, partnering with a mortgage planner can pave the way for a brighter financial journey. Let’s delve into mortgage planning with Amy Bonis, your guide to economic empowerment and legacy-building. Unlocking Your Homeownership Dreams  Amy Bonis: Your Mortgage Expert Amy’s expertise extends far beyond being a mere loan officer; she’s your strategic partner on your path to financial growth. Amy specializes in a variety of mortgage solutions tailored to meet your unique needs:  Explore these options […]

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Refinance Home Loan

Learn About Refinancing a Mortgage and How it Works in 2023

What is Refinancing a Mortgage? Refinancing is the term used to replace your current home loan with a new loan for the same property. However, when you refinance your mortgage, you can extend your amortization period (the number of years it takes to pay off your loan) or shorten it by paying down the principal faster than the original term. For instance, suppose you have a 30-year mortgage and wish to reduce it by five years. You can refinance and pay the principal much faster, even though the new loan will still be 30 years long.  How is Refinancing a

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