Buying a home is a big decision, especially for first-time homebuyers. One of the biggest obstacles that many homebuyers face is coming up with a down payment. Fortunately, there are several down payment assistance programs available to help make home ownership more affordable.

If you’re a homebuyer in North Carolina, you may be eligible for down payment assistance through one of four of the down payment assistance programs we offer. These programs can help significantly reduce the amount of money you need to save for a down payment.

We recently hosted a webinar highlighting our four down payment assistance programs including our new 1% down payment assistance with no mortgage insurance program. You can view the webinar and learn more here. 

When searching for a North Carolina mortgage loan officer, it’s important to do your research and compare rates and fees. Look for a loan officer that is transparent about their fees and has a good reputation in the industry. 

Local Loan Officers

Consider working with a loan officer that is local to the area. Local loan officers are more accessible for issues that may arise. Local loan officers also have more local contacts and relationships that can help your mortgage loan process go smoothly.

Overall, buying a home can be affordable for first-time homebuyers, especially with the help of down payment assistance programs. Just be sure to do your research and work with a reputable North Carolina mortgage loan officer to ensure you’re getting the mortgage program that fits you.

If you’re ready to work with a reliable and experienced local loan officer in North Carolina, choose Amy Bonis. She has helped many first-time homebuyers secure affordable mortgages and down payment assistance programs. With over thirty years of experience, Amy Bonis can provide the mortgage options that fit your needs and budget. Contact Amy Bonis and get started today!