March 2025

Buying a home is one of the biggest financial moves you’ll ever make, but let’s be real—it’s not just about affording the monthly mortgage payment. You also need upfront cash for a down payment, and for many would-be homeowners, that’s the biggest hurdle. If you’re in that boat, I have some exciting news for you! Down Payment Assistance Can Make Homeownership Possible The truth is that so many people could handle the mortgage payment but just don’t have enough savings to cover the upfront costs. That’s where down payment assistance (DPA) programs come in! The North Carolina Housing Finance Agency […]

If you’re considering an FHA loan, it’s important to understand the benefits and drawbacks before making a decision. FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit, but they’re not the right fit for everyone. Here’s what you need to know: