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DTSTART;TZID=America/New_York:20260304T120000
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DTSTAMP:20260726T184632
CREATED:20260103T012052Z
LAST-MODIFIED:20260103T012052Z
UID:7070-1772625600-1772629200@amybonis.com
SUMMARY:The Truth About Credit: What Lenders Really Look For
DESCRIPTION:Most people think buying a home in North Carolina requires perfect credit — but that couldn’t be further from the truth.\nIn this workshop\, we’re breaking down the real rules lenders use\, how your score actually affects approval\, and what you can do right now to qualify sooner. \nThis is the credit class every future homebuyer wishes they’d taken sooner. \nWhat We’ll Cover \n💡 What Credit Scores Really Matter in 2026 \n\nWhat score you actually need to buy a home this year\nWhich programs work with lower scores\nWhat lenders look at beyond the number\n\n⚡ The Fastest Ways to Boost Your Score \n\nThe top 3 strategies to raise your score in 20 days\nWhat to pay down (and what NOT to touch)\nHow to avoid the mistakes that drop your score overnight\n\n🎓 Student Loans & Mortgages \n\nHow student loans impact mortgage approval\nWhat matters more: balance\, payment\, or status?\nHow to position your loans so they help instead of hurt\n\n🤫 When Credit Doesn’t Matter as Much \n\nPrograms where credit is less important\nHow compensating factors can override a lower score\nHow buyers get approved even when they think they won’t\n\n📉 What Lenders Don’t Tell You \n\nWhy scores look different across apps\, bureaus\, and lender reports\nWhat to do before pulling your credit\nInsider guidelines most buyers never hear about\n\n👥 Special Guests: Jeff & Michelle Harris\, Revital Credit Services \nGet expert insights from NC’s trusted credit pros — including real success stories\, step-by-step repair tips\, and what to avoid when rebuilding credit. \n  \nSecure your spot today! 
URL:https://amybonis.com/event/the-truth-about-credit-what-lenders-really-look-for/
LOCATION:Free Online Webinar
ATTACH;FMTTYPE=image/png:https://amybonis.com/wp-content/uploads/2026/01/Credit-truths.png
ORGANIZER;CN="Amy Bonis Mortgage Team":MAILTO:help@amybonis.com
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DTSTART;TZID=America/New_York:20260319T120000
DTEND;TZID=America/New_York:20260319T130000
DTSTAMP:20260726T184632
CREATED:20260103T012250Z
LAST-MODIFIED:20260103T012250Z
UID:7073-1773921600-1773925200@amybonis.com
SUMMARY:Where Can You Actually Afford to Live in NC? (And what you Really Get for the Money)
DESCRIPTION:Trying to figure out where you can afford to live in North Carolina — without sacrificing lifestyle\, commute\, or future equity?\nYou’re not alone. Between rising prices and confusing market data\, it’s hard to know which towns are truly affordable and still offer long-term upside. \nThis workshop breaks it all down with real numbers\, real neighborhoods\, and real options. \nWhat We’ll Cover \n🗺️ Hidden Affordability Pockets Around the Triangle \n\nThe towns that most buyers overlook — but shouldn’t\nAffordable areas that still have strong schools\, amenities\, and growth\nPlaces where you can be near Raleigh without paying Raleigh prices\n\n📈 Where Affordability Meets Opportunity \n\nWhich areas offer both lower cost and strong appreciation potential\nHow to find neighborhoods at the beginning of their growth curve\nWhy certain NC suburbs are becoming 2026’s top value plays\n\n🔮 What Appreciation Looks Like in the Next 5–7 Years \n\nClear\, data-backed projections\nWhich areas are expected to outperform\nHow appreciation impacts your long-term wealth\n\n💳 What You Really Get for the Money \n\nWhat monthly payments look like at different price points\nSide-by-side comparisons of towns and typical home types\nEstimated cash to close — and how to plan for it\n\nWho This Workshop Is For \nAnyone wanting clarity on where they can realistically buy in NC\, what they’ll get for their budget\, and how to choose a town with both affordability and upside. \nSecure your spot today! 
URL:https://amybonis.com/event/where-can-you-actually-afford-to-live-in-nc-and-what-you-really-get-for-the-money/
LOCATION:Free Online Webinar
ATTACH;FMTTYPE=image/png:https://amybonis.com/wp-content/uploads/2026/01/Webinar-Email-Graphics.png
ORGANIZER;CN="Amy Bonis Mortgage Team":MAILTO:help@amybonis.com
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