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X-WR-CALDESC:Events for Amy Bonis Mortgage Team
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UID:7070-1772625600-1772629200@amybonis.com
SUMMARY:The Truth About Credit: What Lenders Really Look For
DESCRIPTION:Most people think buying a home in North Carolina requires perfect credit — but that couldn’t be further from the truth.\nIn this workshop\, we’re breaking down the real rules lenders use\, how your score actually affects approval\, and what you can do right now to qualify sooner. \nThis is the credit class every future homebuyer wishes they’d taken sooner. \nWhat We’ll Cover \n💡 What Credit Scores Really Matter in 2026 \n\nWhat score you actually need to buy a home this year\nWhich programs work with lower scores\nWhat lenders look at beyond the number\n\n⚡ The Fastest Ways to Boost Your Score \n\nThe top 3 strategies to raise your score in 20 days\nWhat to pay down (and what NOT to touch)\nHow to avoid the mistakes that drop your score overnight\n\n🎓 Student Loans & Mortgages \n\nHow student loans impact mortgage approval\nWhat matters more: balance\, payment\, or status?\nHow to position your loans so they help instead of hurt\n\n🤫 When Credit Doesn’t Matter as Much \n\nPrograms where credit is less important\nHow compensating factors can override a lower score\nHow buyers get approved even when they think they won’t\n\n📉 What Lenders Don’t Tell You \n\nWhy scores look different across apps\, bureaus\, and lender reports\nWhat to do before pulling your credit\nInsider guidelines most buyers never hear about\n\n👥 Special Guests: Jeff & Michelle Harris\, Revital Credit Services \nGet expert insights from NC’s trusted credit pros — including real success stories\, step-by-step repair tips\, and what to avoid when rebuilding credit. \n  \nSecure your spot today! 
URL:https://amybonis.com/event/the-truth-about-credit-what-lenders-really-look-for/
LOCATION:Free Online Webinar
ATTACH;FMTTYPE=image/png:https://amybonis.com/wp-content/uploads/2026/01/Credit-truths.png
ORGANIZER;CN="Amy Bonis Mortgage Team":MAILTO:help@amybonis.com
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