Making a Difference in Families Financial Lives

Navigating Homeownership Locally with Amy Bonis

Embarking on the journey to homeownership is an exciting venture, filled with possibilities and the promise of a place to call your own. In this blog, we’ll explore key aspects of the home buying process, guided by the expertise of Amy Bonis, your trusted local mortgage lender. From understanding mortgage options to navigating the intricacies of real estate, let’s delve into the essential elements that pave the way to securing your dream home. Understanding Mortgage Options: 1. Fixed vs. Adjustable Rates:    – Amy Bonis, your local mortgage lender, specializes in tailoring mortgage solutions to your unique needs. Discover the benefits […]

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Raleigh, NC: Your Guide to Local Events and Homeownership

Are you contemplating a move to the picturesque city of Raleigh, North Carolina? If so, you’re in for a delightful adventure! Raleigh, often fondly called the “City of Oaks,” offers a captivating blend of Southern charm, a thriving cultural scene, and a vibrant array of upcoming local events that make it an enticing place to call home. Not only is Raleigh a fantastic place to live, but it’s also a sound investment for real estate. As your local mortgage loan officer, we’re here to guide you on your road to homeownership in Raleigh. Upcoming Local Events in Raleigh 1. Raleigh

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first-time home buyer nc

Home Ownership is Affordable with Down Payment Assistance

Buying a home is a big decision, especially for first-time homebuyers. One of the biggest obstacles that many homebuyers face is coming up with a down payment. Fortunately, there are several down payment assistance programs available to help make home ownership more affordable. If you’re a homebuyer in North Carolina, you may be eligible for down payment assistance through one of four of the down payment assistance programs we offer. These programs can help significantly reduce the amount of money you need to save for a down payment. We recently hosted a webinar highlighting our four down payment assistance programs

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Down Payment Assistance

Why Is Down Payment Assistance Important & How Does it Work?

Are you considering purchasing a home but feeling overwhelmed by the idea of saving for the initial down payment? You’re not alone. Many homeowners face the issue of putting together an adequate down payment, which can be an enormous obstacle to conquer.  However, there could be an option to turn your dreams of homeownership into reality. Down assistance programs to pay for your mortgage. We’ll look at the process of down payment assistance and the pros and cons when deciding. After we’re finished, you’ll know if down payment assistance is your best choice. However, before we go to a point

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mortgage credit certificate

What are The Downsides and Considerations for Mortgage Credit Certificates?

Credit certificates for mortgages (MCCs) are a great way to reduce the tax burden related to your mortgage payment. MCCs originate from mortgage lenders.  They transform the interest on your mortgage that the borrower pays directly into a tax credit that is not refundable. They are typically employed by those who have lower incomes to assist in their purchase of a house.  If you need to figure out how buying the home will impact your finances over the long term. Think about consulting with an advisor in finance. What Are Mortgage Credit Certificates? The document is issued in North America.

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mortgage assistance

Explorе Mortgagе Assistancе – Guidе to Homеownеrship Support

Undеrstanding mortgagе assistancе programs can bе a gamе-changer if you’re in thе mаrkеt for a new home or looking to rеfinancе your currеnt mortgagе.  These programs are designed to make homeownership more accessible and affordable. Whether you’re a first-time buyer or a seasoned homeowner. In this articlе,  wе’ll еxplorе thе world of mortgagе assistancе,  including thе typеs of programs availablе,  thеir bеnеfits,  and how to leverage thеm to achieve your home ownership goals.  Undеrstanding Mortgagе Assistancе Programs Mortgage assistance programs еncompass a widе rangе of initiatives aimed at helping individuals and familiеs sеcurе and maintain thеir homеs.   Thеsе programs are

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down payment assistance nc

Turn Homeownership Dream into Reality with Down Payment Assistance NC

Do you want to buy a house in North Carolina? Your dream of homeownership can become a reality with down payment assistance NC! Down payment assistance programs provide grants to qualified homebuyers to help offset the cost of the down payment and closing charges. This assistance can be a great way to make your home ownership dream a reality, and the NC Housing Finance Agency is here to help. What is Down Payment Assistance? Down Payment Assistance is a program aimed at assisting homebuyers in North Carolina with the upfront expenditures of acquiring a property. However, it provides eligible buyers

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nc first time home buyer tax credit

NC’s First Time Home Buyer Tax Credit: Amounts and Benefits!

Being a first-time homeowner is a thrilling milestone, especially in North Carolina (NC). As a first-time homebuyer in NC, you can benefit from the tax credit that first-time purchasers of homes can get. However, this program can significantly impact your finances, making homeownership more accessible.  This post will go through the specifics of the North Carolina First Time Home Buyer Tax Credit. Also, we will discuss the potential amount of tax credit you can receive. Further, our blog will provide insights into how to make the most of this opportunity. Are you eager to explore the advantages of the program?

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first-time home buyer nc

Benefits of Choosing an MCC For First-Time Home Buyers in NC

Are you buying a property for the first time in North Carolina? If so, you probably came across the term Mortgage Credit Certificate (MCC). However, this beneficial program offers a number of advantages that can significantly alter your path to homeownership. In this blog, we will explore the advantages of choosing MCC and how it can enhance your experience as a first-time home buyer. Contact Amy Bonis today for personalized assistance and guidance if you want to maximize your benefits as a first-time home buyer with MCC in NC. Reduced Tax Burden One of the primary benefits of choosing MCC

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How Do I Get a Mortgage For a Home?

In today’s dynamic financial landscape, a mortgage is not just a debt; it’s a powerful tool that can shape your financial future. With various options, partnering with a mortgage planner can pave the way for a brighter financial journey. Let’s delve into mortgage planning with Amy Bonis, your guide to economic empowerment and legacy-building. Unlocking Your Homeownership Dreams  Amy Bonis: Your Mortgage Expert Amy’s expertise extends far beyond being a mere loan officer; she’s your strategic partner on your path to financial growth. Amy specializes in a variety of mortgage solutions tailored to meet your unique needs:  Explore these options

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