Making a Difference in Families Financial Lives

Home Equity Financing in NC, SC, VA, GA, and FL

Home Equity: A Powerful Financial Tool

The equity in your home, while a valuable asset, doesn’t generate income like traditional investments or savings accounts. Instead, it represents the portion of your home’s market value that you own outright, calculated as the difference between your home’s current market value and the remaining balance on your mortgage. Though it doesn’t provide cash flow, it can still be a powerful financial tool for future opportunities, especially when exploring home equity financing in NC, SC, VA, GA, and FL. Home Equity Provides Substantial Financial Advantages: Access to Financing: Home equity can be leveraged for a new first mortgages and home […]

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Amy Bonis and her dog Ringo

Home Buying with Pets

Home Buying with Pets: What to Consider Before Making a Move When it comes to buying a home, your furry friends are an important part of the equation. Pets have unique needs and preferences, just like we do, and ensuring their comfort and safety in a new environment is crucial. Here are some key pet-related considerations to keep in mind when house hunting:

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Home Buying with Down Payment Assistance

Thanking the attendees for joining her webinar, Amy Bonis sets the stage for an exploration of market options. She checks if any first-time buyers are present to tailor the discussion accordingly, highlighting the allure of Raleigh and Durham as top-ranked places to live and work. Amy underscores the area’s strong support network for veterans, making it an attractive destination. Amy delves into the relationship between rising home prices and increasing rental costs, prompting many to consider the benefits of homeownership. She emphasizes the financial advantages, including its impact on net worth and stability. Throughout her presentation, Amy discusses the transformative

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down payment assistance

What is Down Payment Assistance?

Down Payment Assistance Now Up to $15,000 Unlocking Homeownership: Exploring Down Payment Assistance Programs Are you dreaming of owning your own home but struggling with the financial hurdles of a down payment? In this blog post, we’ll delve into the valuable insights shared by Amy Bonis from GoPrime Mortgage in the recent video featured above. She sheds light on the excellent down payment assistance programs that can turn your homeownership dreams into reality. The Down Payment Dilemma: Amy emphasizes that one of the significant obstacles to homeownership is the challenge of having enough cash to close the deal. While many

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Navigating Homeownership Locally with Amy Bonis

Embarking on the journey to homeownership is an exciting venture, filled with possibilities and the promise of a place to call your own. In this blog, we’ll explore key aspects of the home buying process, guided by the expertise of Amy Bonis, your trusted local mortgage lender. From understanding mortgage options to navigating the intricacies of real estate, let’s delve into the essential elements that pave the way to securing your dream home. Understanding Mortgage Options: 1. Fixed vs. Adjustable Rates:    – Amy Bonis, your local mortgage lender, specializes in tailoring mortgage solutions to your unique needs. Discover the benefits

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Raleigh, NC: Your Guide to Local Events and Homeownership

Are you contemplating a move to the picturesque city of Raleigh, North Carolina? If so, you’re in for a delightful adventure! Raleigh, often fondly called the “City of Oaks,” offers a captivating blend of Southern charm, a thriving cultural scene, and a vibrant array of upcoming local events that make it an enticing place to call home. Not only is Raleigh a fantastic place to live, but it’s also a sound investment for real estate. As your local mortgage loan officer, we’re here to guide you on your road to homeownership in Raleigh. Upcoming Local Events in Raleigh 1. Raleigh

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first-time home buyer nc

Home Ownership is Affordable with Down Payment Assistance

Buying a home is a big decision, especially for first-time homebuyers. One of the biggest obstacles that many homebuyers face is coming up with a down payment. Fortunately, there are several down payment assistance programs available to help make home ownership more affordable. If you’re a homebuyer in North Carolina, you may be eligible for down payment assistance through one of four of the down payment assistance programs we offer. These programs can help significantly reduce the amount of money you need to save for a down payment. We recently hosted a webinar highlighting our four down payment assistance programs

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Down Payment Assistance

Why Is Down Payment Assistance Important & How Does it Work?

Are you considering purchasing a home but feeling overwhelmed by the idea of saving for the initial down payment? You’re not alone. Many homeowners face the issue of putting together an adequate down payment, which can be an enormous obstacle to conquer.  However, there could be an option to turn your dreams of homeownership into reality. Down assistance programs to pay for your mortgage. We’ll look at the process of down payment assistance and the pros and cons when deciding. After we’re finished, you’ll know if down payment assistance is your best choice. However, before we go to a point

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mortgage credit certificate

What are The Downsides and Considerations for Mortgage Credit Certificates?

Credit certificates for mortgages (MCCs) are a great way to reduce the tax burden related to your mortgage payment. MCCs originate from mortgage lenders.  They transform the interest on your mortgage that the borrower pays directly into a tax credit that is not refundable. They are typically employed by those who have lower incomes to assist in their purchase of a house.  If you need to figure out how buying the home will impact your finances over the long term. Think about consulting with an advisor in finance. What Are Mortgage Credit Certificates? The document is issued in North America.

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mortgage assistance

Explorе Mortgagе Assistancе – Guidе to Homеownеrship Support

Undеrstanding mortgagе assistancе programs can bе a gamе-changer if you’re in thе mаrkеt for a new home or looking to rеfinancе your currеnt mortgagе.  These programs are designed to make homeownership more accessible and affordable. Whether you’re a first-time buyer or a seasoned homeowner. In this articlе,  wе’ll еxplorе thе world of mortgagе assistancе,  including thе typеs of programs availablе,  thеir bеnеfits,  and how to leverage thеm to achieve your home ownership goals.  Undеrstanding Mortgagе Assistancе Programs Mortgage assistance programs еncompass a widе rangе of initiatives aimed at helping individuals and familiеs sеcurе and maintain thеir homеs.   Thеsе programs are

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